Cash today — not in five business days
Instant Cheque Cashing · GTA

Walk in with a cheque.
Walk out with cash.
Today.

Banks hold cheques for five business days. We don't. Bring us your payroll, business, insurance or court settlement cheque and leave with the money in hand — at any of our five GTA storefronts.

Same
Day
Cash
Cash 'ur' Check
Brampton · Ontario
№ 002024
25 / 05 / 2026
Pay to the order of You $ 2,450.00
Two thousand four hundred fifty — Dollars
⑆ 12345 ⑆ 6789 ⑈ 001 234 567 ⑈
Approved· Instant ·
Canadian polymer banknotes fanned in hand
Payroll ChequesBusiness ChequesInsurance ChequesCourt Settlement ChequesSame-day CashFive GTA Locations Payroll ChequesBusiness ChequesInsurance ChequesCourt Settlement ChequesSame-day CashFive GTA Locations
The cheques we cash

Four cheque types.
One same-day answer.

Whether it's your hard-earned wages, a payment for your business, an insurance payout or a long-awaited settlement — we handle it on the spot, with no waiting and no bank in the middle.

— No. 01

Payroll Cheques

Get paid by your employer? Skip the bank line and the five-day hold. Bring your payroll cheque straight to us and walk out with cash the same day — no matter how big or how small.

Same-day All amounts No bank account needed
— No. 02

Business Cheques

Cash flow can't wait. Cheques written to your business — from clients, vendors or partners — cashed without the wait. We help small businesses, contractors and incorporated entities across the GTA keep moving.

Incorporated Sole prop Special rates
— No. 03

Insurance Cheques

Auto, home, health or disability — when your insurance company finally pays out, you shouldn't wait another week to get the funds. We cash insurance cheques on the spot so you can move on with whatever you need to handle.

Auto claims Property Medical
— No. 04

Court Settlement Cheques

After a long legal process, the last thing you need is another wait. We cash court-issued settlement cheques and trust account disbursements — bringing closure that's actually final and funds that are actually yours.

Settlements Trust funds Legal disbursements
What to bring

Documents you'll need
to get cash today.

A short checklist — the kind of paperwork your bank would ask for anyway. Bring these items and we'll have you in and out, with cash in hand, in minutes.

One quick visit. That's it.

If you've got the right ID and the cheque is valid, you're cashed out before your coffee gets cold. Here's what makes the visit fast:

  • Valid photo ID
  • The original cheque (not a copy)
  • Proof of where you live
  • Business papers (if it's a business cheque)
01

Proof of Identification

One government-issued photo ID. Any of the following will do.

Driver's Licence Passport Ontario Photo Card (Pink Card)
02

Articles of Incorporation

If you're cashing a cheque made out to an incorporated business, bring the articles that prove the entity exists and that you have authority on its accounts.

03

Master Business Licence

For sole proprietorships and partnerships — the MBL issued by ServiceOntario establishes that the business is registered to operate under its trade name.

04

Proof of Identification of all Directors

For corporate cheques, we'll need photo ID for each named director on the articles of incorporation — same options as item one.

05

Proof of Address

A recent utility bill, bank statement, lease or government correspondence dated within the last 90 days confirming where you (or the business) currently reside.

How it works

Three steps. One visit.

1

Walk in

Drop in to your closest location during business hours — no appointment needed. Bring the cheque and the documents listed above.

2

Verify

We confirm your ID and validate the cheque on the spot. Most transactions clear in under fifteen minutes from the moment you sit down.

3

Walk out with cash

Sign, collect your money and go. No accounts to open. No waiting for funds to "clear." Just cash, today.

Find us

Five locations
across the Greater Toronto Area.

Brampton, Toronto, Mississauga, Woodbridge — find the storefront closest to you. Walk-ins welcome during business hours.

Brampton

Cottrelle Blvd.

3955 Cottrelle Blvd., Unit 1
Brampton, ON L6P 2P9
905-794-2333
brampton@lending-tree.ca

Mon — Sat10:00 AM – 8:00 PM
SundayClosed
Get directions
Toronto

Eglinton Ave W.

1692 Eglinton Ave W
Toronto, ON M6E 2H5
416-256-6162
toronto@lending-tree.ca

Mon — Wed11:00 AM – 7:00 PM
Thu — Fri11:00 AM – 8:00 PM
Saturday11:00 AM – 7:00 PM
SundayClosed
Get directions
Mississauga

Dundas St W.

56 Dundas St W
Mississauga, ON L5B 1H3
905-581-8012
dundas@lending-tree.ca

Mon — Wed10:30 AM – 6:30 PM
Thu — Fri10:30 AM – 7:30 PM
Saturday11:00 AM – 6:00 PM
SundayClosed
Get directions
Woodbridge

Highway 7

4555 Highway 7, Unit 16
Woodbridge, ON L4L 4Y7
905-856-0303
woodbridge@lending-tree.ca

Mon — Thu10:30 AM – 7:00 PM
Friday10:30 AM – 7:30 PM
Saturday11:00 AM – 6:00 PM
SundayClosed
Get directions
— Why wait for the bank?

Bring us your cheque.
Take home cash today.

Drop into any GTA location during business hours. Or give us a call first and we'll let you know exactly what you'll walk out with.